A Letter from Nancy,
author of the Go Get Benefits Reference Guides

On one beautiful spring day in May 1999, I was doing what I love: horseback riding. Unfortunately, a good ride was about to be spoiled. In the flash of an eye, I knew I had only two choices: get off 1,000 pounds of an out-of-control horse or go down with her. I jumped, tucked, and rolled - upwards of 35 mph - and smashed backwards into a barn wall. The horse was fine. My ribs, two vertebrae, and my tailbone were not.

My successful career in outside sales came to the same sort of sudden halt I did. When (due to pain) you can't lift sales material and walk into a customer's office, suddenly you become very interested in your health care and disability policies. I qualified for and received short-term and then long-term disability and underwent a year and a half of intense physical therapy. Once I started feeling better, I wanted to go back to work, unknowingly forfeiting my "permanently disabled" status.

The following years were a continuation of multiple frustrations. I experienced great physical pain, incorrect diagnoses, then eventually found the right physicians and had a double spine fusion and a double diskectomy. However, my health issues were just part of the problem.

I was denied long-term disability due to the disability insurance carrier classifying my injury as a pre-existing condition. Deciding to appeal and challenge the decision of the disability insurance carrier, left me to contend with constant red tape and bureaucratic stonewalling from the insurance company.

At the same time, the company I worked for was sold and all health care benefits were cancelled - including continuation of health insurance, which is not in compliance with COBRA.

After many hours on the Internet and in the library, I was acutely aware there were a tremendous number of questions to which I could not find answers. Every attorney I consulted with said there was nothing that could be done.

Realizing I had to be my own best advocate, I started an intensive research effort to find out how I could protect my rights related to health care and disability benefits,through my extensive research and new found knowledge,I was able to regain almost all of my benefits.

My result: The Go Get Benefits Guide to Health Care and Disability Rights.

In these comprehensive books, you get everything you need to guide you in obtaining your rights to benefits. The Go Get Benefits housing reference guide is a good resource for housing targeted to individuals with a moderate income or disability.The Go Get Benefits health care and disability reference guide is a good resource for knowing your rightful health care and disability benefits.

It is my goal to make others aware of their rights, and obtain the benefits they deserve through the purchase and use of the Go Get Benefits reference guides.